Online Transfer: Don't get tense if you have mistakenly transferred rupee to the wrong bank account during digital transaction, learn these tips to get your money back

Online Transfer: Don't get tense if you have mistakenly transferred rupee to the wrong bank account during digital transaction, learn these tips to get your money back

Technology has made the process of transferring rupees from one bank to another easier. Digital transactions have increased with many other payment apps such as PhonePay, Google Pay, Amazon Pay, and Internet Banking. Often making a mistake while transferring money to a bank account, entering the bank account number incorrectly leads to the wrong account transfer. Today we are giving you some net banking tips keeping in mind this problem of many users.

Let the bank know about this first

If you have mistakenly transferred money to another person's account, first notify the bank by phone or email. If possible, contact the bank's branch manager after making a mistake. The same bank to which the rupee has been transferred may be the solution to this error. Report the transaction to the bank by mistake. It should contain the date and time of the transaction, account number and details of the account number to which the transfer was made by mistake.

The bank will have to take action soon

In most cases of transfer by mistake, the receiver is willing to return the rupee, but if he refuses to give the rupee you can sue. You have the right to take legal action. You can take legal action by complaining to the bank. According to RBI guidelines, if the rupee is mistakenly transferred to another account, the bank will have to take immediate action. The bank will have to make arrangements to return the rupee to the correct account.

The amount can be refunded

The bank account to which you have transferred the rupee, if the account number is wrong or the IFSC code is wrong, the rupee will be automatically credited to your account, but if this does not happen, you should meet the branch manager. Explain to them about the transaction by mistake. Check which bank account the rupee has gone to. If the money is transferred to another bank account by mistake, it takes a long time to get the money back.

Often the bank takes 2 months to resolve such a case. You can decide from your bank to which bank branch in which city the rupee has been transferred. You can get the money back by talking to that branch.

What to look for when making an online payment?

• Check the receiver's bank account number when transferring the rupee.
• Money can be transferred to the wrong place if even one figure is wrong due to the hasty opening of a bank account.
• Add Account Beneficiary before sending Rs. So as to facilitate frequent transactions.
• For the first time, start sending money to someone else's account with a small amount, so that if the rupee is transferred to the wrong account, the loss is less.

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